Your current loan: You're currently on a 6. New Home Loans >= $150,000 and Loan to Value Ratio (LVR) must be as stated. Australia's best home loan and refinance cashback offers - October 2023. Step 3 – Set up repayments In your settlement letter. Fixed Rate Home Loans If you’re particularly budget conscious, the Fixed Home Loan from Suncorp Bank may be a good idea because you’ll know exactly how much you’ll be paying back each month. HSBC. First name. Suncorp-Metway Ltd ABN 66 010 831 722 Australian Credit Licence 229882 GPO Box 1453 Brisbane QLD 4001 Internet: suncorp. Products and services including banking, home loans and insurance are provided by different entities of the Suncorp Group. Month 3: $1,547. Assuming a 30-year loan term, if you switched to that lower rate your monthly repayments. Homeside Loans Discharge Form. suncorp cashback mortgage. 100% of commission/bonus income is used in serviceability. Excludes pre-approvals, or refinances of an existing Suncorp Bank home loan, homes under construction at the time of the loan application, Suncorp Bank add loans and non-individual borrowers (such as loans in company names). Depending on the bank, professional packages often reduce the standard variable rate by 0. 46% (as of January 2023), who refinanced to a lower interest rate of 4. Take out a home loan with a minimum size of $400k and maximum LVR of 80% (to receive $2K cashback) Take out a home loan with a minimum size of $700k and maximum LVR of 80% (to receive $3K cashback)The average variable interest rate loan in Finder's database is 6. 3M Compounded SORA + 0. suncorp home loan servicing request form. Suncorp Bank (Suncorp-Metway Ltd ABN 66 010 831 722) is only liable for the banking and home loan products or services it provides and not the products and services of other companies in the Suncorp Group. 69% p. Enquire online Check interest rates. If you have a Fixed Rate home loan and want to break the fixed term, an Early Repayment Adjustment Fee (EPIA) will apply. Equity Needed To Refinance. ) less the Home Package Plus discount. Please see below for Suncorp's current variable rates on Better Together Home Loan: What home loan(s) you can refinance to CommBank Faster funding Saves time No additional CommBank settlement fees when you choose FASTRefi® FASTRefi® reduces the time to fund your new home loan, meaning you can start enjoying the benefits of your new home loan sooner. a. Suncorp’s team of home loan experts are your own dedicated home loan specialists. . They are available 7 days a week and will meet at a time and place that suits you. Products and services including banking, home loans and insurance are provided by different entities of the Suncorp Group. Applicants must live in Australia and meet eligibility requirements. Compare week-over-week changes to mortgage rates and APRs in Florida. variable. a. There is an input in the calculator to consider these in the subsequent calculations. Her current mortgage is $600,000 on a 6% interest rate, with 20 years of repayments. Therefore, choosing one of the cheapest options from our table below can save up to S$30,000 compared to some of the average offerings available in. Suncorp’s Back To Basics loan is a no-frills variable rate mortgage. CBA’s main home loan is the the Wealth Package combined with their Standard Variable Rate Home Loan. Affordable home loan rate for buyers or refinancers. Pepper Home Loans – Between $300 and $500. The bank’s personal lending portfolio currently represents less than half a percent of its total retail lending book. 46% (as of January 2023), who refinanced to a lower interest rate of 4. Name the goal. Share. annual fees, application fees) on top of the interest rate. 90% comparison rate*) for a 4-year term, BOQ’s Fixed Rate home loan has some of the sharpest fixed rates around. a. Access to savings with unlimited redraws available. Products and services including banking, home loans and insurance are provided by different entities of the Suncorp Group. ARMs can be an appealing option to borrowers because they initially come with a relatively low interest rate and can save you money on your. Other things to consider. ” In addition to the fixed rate, eligible customers refinancing their loans to Suncorp can receive cashbacks of $2,000 for loans between $250,000 and $749,999, and $3,000 for refinanced loans greater than $750,000. The calculations do not include fees which are dependent on events that may not occur (for example, fees incurred to change. com. 04% p. According to the Mortgage and Finance Association of Australia’s (MFAA) latest Industry Intelligence Service (IIS) report, it revealed that the major banks and regionals owned by the major banks gained market share as a result of a reduction in other types of lenders, white label loans, credit unions and mutuals and international bank segments. For instance, some lenders may take longer to examine all your documents and paperwork, than other lenders would prior to making a. e. The land title office in your state will have its own timeframe for amending your title. Fast Refinance. Loans must be established for a full 12 months and a maximum Loan to Value Ratio of 90% (Family-Pause) or 90% (Eco-Pause) applies. 0. Generally, the lower the interest rate, the cheaper the loan will be, but it’s important to compare refinance home. 6. 05 % pa: Nil: Nil: Apply. Do take note that the Standard Chartered home loan package requires slightly higher minimum loan amount of $1. Refinance and get our standard Refinance Cash Bonus plus an extra $1,000 with an… Are you a teacher, nurse, firefighter or other eligible frontline worker? Suncorp Group on LinkedIn: Refinancing. Next. Register for Internet Banking. a. At the expiry of the 3 Year Fixed Rate Term, the loan will revert to the applicable Standard Variable Rate advertised at the time (currently 8. 94 % pa: 7. Refinancing a home loan usually involves shifting your current mortgage to another lender. call 1300 889 743 phone GET A. About this loan What are the features and benefits of the Suncorp Home Package Plus Fixed Home Loan? Loan to value ratio (LVR). Suncorp Bank (Suncorp-Metway Ltd ABN 66 010 831 722) is only liable for the banking and home loan products or services it provides and not the products and services of other companies in the Suncorp Group. comparison rate) on. $34,341. read moreBonus Rewards Points Introductory offer. Suncorp Customers Login. $99 first year fee, reverts to $129 thereafter. HSBC Discharge Form:1300 308 008 to request for a mortgage discharge form. Unlike a cash-out refinance, a cash-in refinance involves the borrower putting a large sum of money into the refinancing process rather than taking it out. Home Loan Refinance Our lowest variable rate Variable Rate 6. Whether you want to get pre-approval, a new loan or refinance your existing loan with Suncorp, you can apply quickly online. HPP Fixed Rates Special Offers valid 20 October 2023. This means he has $300,000 in equity and a loan-to-value ratio (LVR) of 40%. Perhaps the most common reason for refinancing is to lower your interest rate. A default notice will typically come if your repayment is 90 days or more overdue. The Home Loan Key Facts Sheet provided is based upon the information entered into the generator by the user. Australian Prudential Regulation Authority data for May shows ANZ holds about 13. All relevant parties will work together to arrange a convenient settlement day and time. Compare home loan rates from 25+ lenders and see if you can save. Guarantor mortgage: 100% of the property value plus costs. Sometimes further discounts to the interest rates are offered in the case of larger loans over $750,000 or $1,000,000. 7. 78% per annum, with a 2. The discounted rate (currently 6. Showing 5 of 14 results Suncorp key facts Suncorp's home loan rates are quite competitive, especially its package home loans. They provide one point of contact throughout, keeping you up to date every step of the way. 100% overtime, bonus, commission, casual or allowances accepted. Compare;. a. A. $200k min loan. The key features under this relatively basic offering for owner occupier loans are focused on pricing. BOQ increased a wide range of fixed home loan rates, with some key increases including: Residential Fixed 1 Year Discount 80%: 75 basis point increase to 3. Since a medical mortgage sellers, we have access to refinancing options which are very competitive and not available through most other mortgage brokers. Details Monitored by Suncorp Compare best Home Loans Loan Gallery Finance 5. Click here to read our lender review of ANZ. Compare home loan interest rates from 5. *Discounted rate is only available for new Personal/Owner Occupied loans taken out as part of the Better Together Special Offer >= $150,000 and borrowings <= 60% of the security property value (LVR) inclusive of lenders mortgage insurance (if applicable), with Principal and Interest repayments and who hold a Suncorp Bank transaction account. Select 'Register for Online Cashback'. If the details aren’t on the discharge request, call your lender and find. Suncorp Bank (Suncorp-Metway Ltd ABN 66 010 831 722) is only liable for the banking and home loan products or services it provides and not the products and services of other companies in the Suncorp Group. For example: If your loan amount is $450,000 and the value of your property is $700,000 your LVR is 60% ($450,000 / $700,000 X 100 = 60%). Please see below for Suncorp's current variable rates on Better Together Home. 17% for a 15-year fixed mortgage. The cashback money is paid into the customer’s nominated bank account after the new home loan agreement is signed and settled. Payment. A refinance can allow you to lengthen the term of your mortgage and lower your monthly payments. You will be on the CelebRATE tier. Borrowers and Guarantors must be the same across all loans being varied on the one form. Less. 5 percent. Tap Transfer and choose your accounts you want to transfer between, as well as the amount. After comparing the loan fees and repayments, you apply for a new 3-year loan and borrow $15,000. If you’d like to speak to someone straightaway, please call 13 11 55 Mon-Fri 8am-7pm and Sat-Sun 9am-2pm (AEST) Things you should know. You need to enable JavaScript to run this app. We’re available seven days a week, by phone or wherever suits you. Essentials Home Loan: 6. Package their new Standard Variable or Fixed Rate home loan (new borrowing’s over $150,000) with our Everyday Options transaction bank account as part of our Home Package Plus; Combine a Back to Basics home loan (new borrowing’s over $150,000) with our Everyday Options transaction bank account. By refinancing to a home loan with a 5% interest rate, she could reduce her. This offer is for new owner occupier Owner occupier An owner-occupier owns the home they live in which is used as their primary residence. Please note that these calculations are based on our current. From time to time we may send you information about products or offers from Suncorp. By the end of your 3-month holiday, you will owe an extra $4,617. 0. Buy an investment property. If you have $10,000 in a Suncorp Everyday Options account in offset mode. Compare FL mortgage rates by loan type. variable. They provide one point of contact throughout, keeping you up to date every step of the way. 41% with 0. a. 25%, according to. Tap Pay / Transfer and select Transfer. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years. Your lender benefits each day that you keep your home loan with them. Will normally have to show your ability to save with 3 - 6 months of bank statements. Receive 120,000 bonus Suncorp Credit Card Rewards Points when you spend $3,000 on Eligible Transactions in the first 90 days from approval. How to do a budget Plan and manage your money. In addition, interested homebuyers can call Suncorp’s home loan experts for obligation-free consultations. Verify your ID and sign documents online for super simple home loan refinancing. Suncorp Bank has launched a home loan refinance cashback offer of up to $4,000 for health, education and emergency services workers with eligible home loans. If you’d like to speak to someone straightaway, please call 13 11 55 Mon-Fri 8am-7pm and Sat-Sun 9am-2pm (AEST) Things you should know. Talk to a home loan expert. The BOQ Discounted Fixed Home Loan lets you can lock in a super low rate while still having the flexibility to pay down your mortgage faster by being able to make free extra repayments of up to $5,000 a year. Suncorp Bank (Suncorp-Metway Ltd ABN 66 010 831 722) is only liable for the banking and home loan products or services it provides and not the products and services of other companies in the Suncorp Group. In a similar move, Suncorp also made the decision to lower its variable rates for the Standard Variable Home Loan Special for owner occupiers (LVR of <60%) by 10 basis points, by 15 basis points for the 60-70% LVR tier and by 5 basis points for 70-80% LVR . However, it operates quite differently to the majors, with different home loan types and lending policies. Know the costs associated with refinancing. This announcement comes as Suncorp Bank launches a market-wide refinance cashback offer of up to $3,000 cashback for any mortgage customer looking to switch to Suncorp. This repayment will require you to pay the interest charge, as well as reducing the principal amount of. 2. But like a home purchase, one of the requirements for refinancing is the payment of closing costs. 45% p. Confused about when to refinance your home loan and how you can benefit from it? Check out these 10 questions that you can ask. *Discounted rate is only available for new Personal/Owner Occupied loans taken out as part of the Better Together Special Offer >= $150,000 and borrowings <= 80% of the security property value (LVR) inclusive of lenders mortgage insurance (if applicable), with Principal and Interest repayments and who hold a Suncorp Bank transaction account. Home loan information and interest rates are for new loans only and are subject to change. Suncorp Bank will issue your home loan account number via SMS and via your settlement letter. a. New to Bank Loans ≥$150k Rates for Owner Occupied loans with Principal and Interest Repayments Net Interest Rate* Comparison Rate#. While there is a $395 yearly service fee, owner occupiers with an LVR below 80% can receive a variable. variable rate (6. Urgent help with money If you’re struggling or in crisis. Suncorp Bank charge a loan finalisation fee. Launch the Suncorp App. $0 set up or ongoing fees to pay. Australian expat home loans. From simple repairs and a fresh coat of paint to clever styling, we've. Conventional refinancing is one of the most common types. At Suncorp Bank, equity loans provide the flexibility of a loan term of between 8 and 30 years. Home Loan Interest Rate with current discount margin Comparison Rate 1 Application Fee 2 Monthly Fee 2 Offset Account 3 ; Budget Home Loan: 6. Say you buy a house worth $500,000. These rates are for secured. It also pays to carefully compare APRs, which include the interest rate and the associated fees, to ensure the best value. Refinance rates and mortgage purchase rates are often the same, though refinance rates can occasionally be higher. Compare & Save Today! Savings. Refinance and get our standard Refinance Cash Bonus plus an extra $1,000 with an eligible Suncorp Bank home loan. 1 Owner Occupied AMP Essential Home Loan variable rate, $750,000 and above, LVR ≤60%, P&I repayments. A home loan will have a loan term (usually between 8-30 years), which can have the option of principal and interest or interest only repayments. Suncorp Metway: Suncorp’s pre-approvals go to a file owner but not to a credit officer for formal assessment. 45% p. 3M Compounded SORA + 0. “Our new two-year fixed home loan rate of 1. 74%: 2. 0 (602) Loan Studio 4. Talk to a home loan expert. Suncorp Bank’s Head of Home Lending Services Kate Zaia says being involved in its home lending transformation has been one of the most special times of her professional career. $2,651. 39% (2. Minimum loan size $250,000, 80% LVR or less. What makes Suncorp home loans different. Year 4 and thereafter. The calculations do not include fees which are dependent on events that may not occur (for example, fees incurred to change. Decent cashout policy. 11 Fees 11 Terms and Conditions 11 Product offer information table 12Read our Home Loan Terms. The offer will save new Home Package Plus customers refinancing their loan to Suncorp $375 per year or up to $11,250 over 30 years. 0 (242). When you refinance, you're replacing your original mortgage with a new mortgage that has a lower rate. 47% p. Benefits Of Refinancing . See some of Suncorp’s home loans for owner occupiers in the table below: Loan purpose. 23 Feb 2022an interest-only loan, for which only the interest portion will be paid off for a set period, typically one to five years. Calculate your interest and repayments. Back; Self Managed Super Funds; International. These rates are for secured. Via the Suncorp Bank website: Go to Home Loan Service request. The most difficult step for many borrowers is saving for a deposit, but this is. 25% p. 05%, compared to the 7. Suncorp has loans for borrowers with deposits as low as 10% or even 5%, though some of its. $2,000 Refinance Cash Bonus + $1,000 Frontline Extra for $250,000 – $749,999, $3,000 Refinance cash Bonus + $1,000 Frontline if a. It is available on owner-occupied and investor loans where repayments are either. suncorp home loan cashback fees. Here’s a great starting point to help you determine how much you could borrow when applying for a Suncorp Bank home loan. This repayment will require you to pay the interest charge, as well as reducing the principal amount of. Refinance for new home lending of up to $750K receive $3000. The offer will save new Home Package Plus customers refinancing their loan to Suncorp $375 per year or up to. 4 out of 5 stars from 79 genuine reviews on Australia's largest opinion site ProductReview. $3,000 Home Loan Refinance Offer^ Effective Monday 26 July 2021, Suncorp will offer customers a $3,000 refinance incentive if they switch to Suncorp for loans of $750,000 or more. What is Lenders Mortgage Insurance (LMI)? In the event you are borrowing more than 80% of the value of a property from a Suncorp Bank, you will have to pay what’s called Lenders Mortgage Insurance (LMI). This offer is available to new home loan. Year 3. Mandatory Account – means the first eligible Home loan facility established in the Package. For example if you’re refinancing to get better value Quick steps to complete and eSign Suncorp cashback online: Use Get Form or simply click on the template preview to open it in the editor. The lowest 30-year refinance rate will largely depend on your financial profile, market conditions and the lender. 89% p. Refinancing your home loan can save you thousands over the life of the loan, so we've broken down the steps to help you figure out if it's the right choice for you. The average 15-year fixed refinance APR is 7. a. a. It's home loans have even been rated as some of the best around, with Suncorp having taken out two 2021 Mozo Experts Choice Home Loan Awards for best Packaged and Investor Home Loans. View HL Refinance Offer Broker Flyer_Nov 2021-SUNCORP. The details shown below are for an owner occupier taking out a principal & interest loan of at least $10,000 with an LVR below 95% The details shown below are for an owner occupier taking out a interest only loan. ). 85%, could save $269 per month in repayments, or $3,228 in just a year. ubank is part of National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian Credit Licence 230686. Home Loan Refinance , Receive up to $3,000 Cash Bonus when you refinance to an eligible Suncorp Bank home loan. 32% to 6. a. If you have $10,000 in a Suncorp Everyday Options account in offset mode. Existing lending ≥$150,000 and new equity lending between $10,000-$25,000 and borrowings ≤80% of the security property value (LVR) inclusive of lenders mortgage insurance (if. Mechanically, the old loan is paid off and replaced with a new loan offering different terms. Credit criteria, fees and charges apply. 3x properties with $500,000 debt will equate to a $9,000 refinance rebate). Refinance your eligible home loan of $250,000+ and 80% or less LVR to ANZ and you could get up to $2,000 cash disclaimer to spend on whatever you like. Currently, if you refinance with a Suncorp Bank Back to Basics home loan and borrow $150,000 or more, you won’t be charged an establishment fee or monthly account keeping fees 1. $3,000 Home Loan Refinance cashback’s conditions are: Switch their existing home loan from another lender ; Apply by 30/06/2022 and settle by 30 September 2022. # Comparison rate: Comparison rate calculated on a loan amount of $150,000 for a term of 25 years. Please check with your state’s land title office to. Find out what options are available so you can renovate your current home and turn it into your dream home. Rate is for new loans only and are subject to change. A spokesperson for the bank told Mortgage Business that Suncorp will discontinue offering personal loans as a standalone product from 16 February 2021, while Home Package Plus or My Home Package customers can. LMI is a cost that protects the bank in the event you are unable to pay your mortgage. You find a new loan with a rate of 7%. Refinancing options in Texas. Mozo snapshot. a. ^^Discounted rate is only available for new Personal/Owner Occupied or Investment loans taken out as part of the Suncorp Bank Green Upgrades Equity Home Loan Offer. com. Suncorp Home Loans (Home Loan): 1. a. Get more out of your home loan: Refinance and save with one of our competitive Fixed Rate or Standard Variable Rate home loans. (5. LMI is not a premium you have to pay upfront nor pay. There are, however, some important considerations to get out of the way first which could influence the simplicity of it all. Flagstar Bank – Best For First Responders, Active Military & Veteran Discounts. Bank of Queensland. for 9 months on balance transfers. Suncorp offers home loans for refinancers, owner occupiers, first home buyers, and property investors. 74, the average rate you'll pay for a 15-year fixed. Suncorp Bank (Suncorp-Metway Ltd ABN 66 010 831 722) is only liable for the banking and home loan products or services it provides and not the products and services of other companies in the Suncorp Group. 9 billion. Receive $3k cash with a new refinanced home loan of $500k+ For new refinance applications when borrowing 90% or less of the property’s value. New Home Loans >= $150,000 and Loan to Value Ratio (LVR) must be as stated. The home loan refinancing cashback will be paid into a St. Flexible ways to repay. a. Please read the relevant Product Information Document, Lending Fees and Charges and the Home Package Plus terms and conditions before making a decision regarding any. Banking and home loan products are issued by Suncorp-Metway Ltd (“Suncorp Bank”) ABN 66 010 831 722 AFSL No 229882 Australian Credit Licence. There are various reasons you might choose to do it – it could be that your fixed rate home loan is coming to an end, and you’re looking to lock in another low fixed rate, or it could merely be that it’s time to. As a proud first-time home buyer & very happy San Bernardino home owner I highly recommend Miguel & his staff at Home Central Financial to all my family & friends for all their home mortgage needs. 100% obligation-free advice. Buy my next home. Calculate your total mortgage costs including how much of a down payment you can make and the closing costs to. Suncorp Bank (Suncorp-Metway Ltd ABN 66 010 831 722) is only liable for the banking and home loan products or services it provides and not the products and services of other companies in the Suncorp Group. For joint applications, only one cashback payment will be paid to the primary applicant. Mobile phone number. If you’d like to speak to someone straightaway, please call 13 11 55 Mon-Fri 8am-7pm and Sat-Sun 9am-2pm (AEST) Button. 85% p. a. Our Suncorp Bank Standard Variable Rate Home Loan is designed for borrowers who want the flexibility of a variable rate, and would like to take advantage of features like an offset loan or cashback facility. Suncorp Bank. Button. This offer is for new owner occupier Owner occupier An owner-occupier owns the home they live in which is used as their primary residence. Finder's 2023 Home Loans Awards winners. Aussies looking to save money on their home loan and earn $2,000 cashback into the bargain will be pleased to hear that Suncorp has extended its popular refinance cashback offer to give more borrowers the chance to switch and save before the offer ends on 30 September. Suncorp's home loan rates are quite competitive, especially its package home loans. Refinance loans from 5. P. You’ll need at least a 620 credit score to refinance your. ) is calculated by subtracting a discount of 0. Paid defaults less than $500 accepted. Get discounted rates upfront on eligible loans disclaimerHome loan packages can make home loans more affordable in two distinct ways. Suncorp Bank (Suncorp-Metway Ltd ABN 66 010 831 722) is only liable for the banking and home loan products or services it provides and not the products and services of other companies in the Suncorp Group. ^^Discounted rate is only available for new Personal/Owner Occupied or Investment loans taken out as part of the Suncorp Bank Green Upgrades Equity Home Loan Offer. • $4,000 cashback for a new refinanced home loan of $1,000,000 or more, LVR ≤90%. This calculator will give you an estimate in approximately. The current average 30-year fixed mortgage rate remained stable at 7. Limit of one $2,000 cashback payment regardless of the number of applications, applicants, properties or home loans involved per 12 month period. Discharge fee: Your current lender will charge you a fee to exit the loan contract, which is usually around $300 or $400. Help your customers make their house more home. Suncorp has just announced a bigger cashback offer if your loan is $1m or more:. In this option, a homeowner’s original loan is paid off by a new mortgage loan, with a new rate and set of terms. ). Aussies looking to save money on their home loan and earn thousands of dollars cashback into the bargain have been rushing to snap up the generous refinance cashback offers available with Commonwealth Bank, Bank of Queensland and Suncorp this month. You might refinance to a 15-year term to get a better interest rate and pay less interest overall. *The Comparison rate assumes a $150,000 loan over 25. a. Follow the prompts on screen or in the email sent to you to finalise your request. A certificate of currency will most commonly include: Name of the insured party: The correct names of the insured party, i. Macquarie’s rate reductions, which come into effect from November 11, range from 10 basis points for 1, 2 and 3-year fixed loans to. Other rates include a standard variable and a fixed rate option. A. 14% p. Suncorp Bank (Suncorp-Metway Ltd ABN 66 010 831 722) is only liable for the banking and home loan products or services it provides and not the products and services of other companies in the Suncorp Group. 02%: Get $2,000 cashback for applications received by 30 June 2020 and settled by 31 August 2020. (5. 6. Try SmartRefi Now. Hopefull, South Australia, reviewed about 2 years ago. 25% interest rate with $300,000 left on your loan. Credit score for conventional refinance. . And if you're an investor, you'll be happy to know that. If you have a non-conventional mortgage (FHA, USDA, VA, for example), you probably can refinance without an appraisal. Pay no annual fee for the life of the loan if you take out a new Home Package Plus home. *Discounted rate is only available for new Personal/Owner Occupied loans taken out as part of the Better Together Special Offer >= $150,000 and borrowings <= 60% of the security property value (LVR) inclusive of lenders mortgage insurance (if applicable), with Principal and Interest repayments and who hold a Suncorp Bank transaction account. Read full review. Send us a message, get in touch by phone or stop by a local branch. Try SmartRefi Now. 88 % p. Refinance Cashback Offers. Suncorp Bank (Suncorp-Metway Ltd ABN 66 010 831 722) is only liable for the banking and home loan products or services it provides and not the products and services of other companies in the Suncorp Group. 25%. 89% p. Talk to a home loan expert. 74%: 3. In some cases, our lenders can even approve your new home loan on. Refinancing at a longer repayment term may lower your mortgage payment, but may also increase the total interest paid over the life of the loan. # Discounted Back to Basics Variable Rate with Better Together Special Offer. Rates start at 2. The interest rates and fees and charges are those that apply as at the date of production of the Key Facts Sheet. com. We'll show you your bespoke interest rate and repayment amount. As of Thursday, November 23, 2023, current interest rates in Nevada are 7. 70% p. Products and services including banking, home loans and insurance are provided by different entities of the Suncorp Group. With the right special, this can offer a competitive value to borrowers.